HOME, Inc. ensures that the buyers of their homes don’t spend more than 30% of their income on mortgage payments. This entails a larger gap between what it costs to build the home and what they sell it for. Invest DSM helps cover that difference, making projects possible that otherwise wouldn’t be financially viable for HOME, Inc. The grant program also allows HOME, Inc. to use higher-quality materials that lower maintenance costs for homeowners and to add extra features—like blinds, cabinet pulls, appliances, like-new furniture, and a garage. All this sets the homeowners up for success in the long run, keeping them in the home longer and building greater stability in the neighborhood.